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We are thrilled to provide you with our latest bi-annual report.  In this report you will see the progress the Phakamani Foundation has made over the past few years in measurable ways. Members of our management team also provide updates and plans from their departments.

Please take some time to read it and then share it with your friends and family. We are proud of our progress and grateful for your continued support and partnership.


  • Loans to clients are up by 30% even though the months following Christmas are some of our slowest months of growth.
  • We are in the process of opening three news branches in the next couple months. With each new branch we are given the chance to work with clients that have never had access to capital before.
  • Using the international recognized Poverty Probability Index our findings indicate that at the second loan cycle, there is a 74% probability that our clients are below the national poverty line. At the 12th loan cycle, the probability of a client being below the national poverty line drops to 25%.

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