Phakamani empowers poor women who have both good ideas and initiative by providing micro-enterprise training, graduated micro-loans starting as low as R500 ($75), and on-going support to help them thrive.
Our goal is to create self-employment jobs that will generate income for poor families — to make a positive and lasting difference in their lives.
The micro-enterprises that we have helped create provide a range of local goods and services. We do not tell a potential client what business to choose. Rather, we offer guidance, role models, encouragement, and affordable credit to help people change their own lives for the better.
Examples of the micro-enterprises include:
Where we work
Phakamani has been growing steadily since operations began in Mpumalanga, in 2008. Our branches are not buildings – we work directly in the villages. Group meetings are held in homes, churches, courtyards, and other public spaces, and they are led with the assistance of the women we serve. Currently we operate in Mpumalanga, kwaZulu Natal and Limpopo provinces. On average Phakamani opens two or three new branches each year.